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Moving to a new city is challenging & emotional!
From our first meeting a year ago, to close of escrow, Nancy was helpful, patient and always available to answer any questions I might have.
Once we found the perfect house, she handled a sensitive negotiation, guided me through the documentation, gave me thoughtful advice, and was continually available for viewings, signings, and referrals to additional services.
Although I know that I was not Nancy's only client, she managed to make me feel that she had no greater priority than my home purchase.
Moving to a new city and buying a home is challenging and emotional. I couldn't have asked for better representation in that process than Nancy Braam.
Judy Kleinberg
You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did... 
Financing Your Home >Financial Help
Escalating home prices often cause many first-time buyers to seek help from their families for the down payment on a new home. If your parents are providing financial assistance for the purchase of a home, it is important that you have very clear agreements with them about the conditions under which their help will be provided.
Sit down with your parents to discuss the details of the arrangement. Is the money they are providing a gift or a loan? If it is a gift, be sure to check with your tax expert to minimize the tax implications. If your parents are loaning the money for the down payment, how will it be paid back? Will there be joint ownership with an equity-sharing agreement? Will your parents be named on the ownership papers with you? Are special documents needed?
Whatever form it takes, parents who help their children buy a home give them an incredible gift!
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| Q |
What four states in the Southwest are noted for having boundaries that touch.
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| A |
New Mexico, Arizona, Utah and Colorado, referred to as the "Four Corners", have adjoining boundaries. |
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- NUMBER1EXPERT™ 
