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All agents are NOT alike! Find out why. Call me: 800-723-1313 x 3026.
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Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Nancy helped me save $17,000.
"Nancy gave me excellent advise on how to handle a dispute with the homeowner's assoc. that could have cost me $17,000!"
Charlotte Tharp
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 Compare three mortgages at one time.
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Welcome! Here You Can Find Great Information on Bellingham, Ferndale and Sudden Valley, Washington Real Estate
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Looking to buy or selling in Bellingham or the surronding area? Look no further! I invite you to look around my site. There is a ton of information about our beautiful area and about buying and selling real estate here! Click on the Neighborhoods button above to see pictures of all the different neighborhoods. Every home listed for sale can be found by clicking the Search for Homes button. If you see something interesting and need more information - help is just a click away. Don't miss the Local Information - from history to activities to where to change your license tabs - it's all there. A word of caution. Buying and selling real estate will most likely have more impact on your financial life than any other thing you do. Do not chose your Realtor casually. Go to Resources, then Special Offers and click on The Five Biggest Pitfalls And How To Avoid Them When Hiring a Realtor. I hope you enjoy my site. And please feel free to use me as your real estate resource. I am happy to help in any way that I can. Nancy Braam  |
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Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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| Q |
What is the world's longest wall?
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| A |
The Great Wall of China, at a length of 2,150 miles, nearly three times the length of Britain. |
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- NUMBER1EXPERT™ 
