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Nancy Braam, REALTORŽ, real estate agent and broker forBellingham, Ferndale and Sudden Valley Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Bellingham, Ferndale and Sudden Valley, Washington Real Estate

Looking to buy or selling in Bellingham or the surronding area? Look no further! I invite you to look around my site. There is a ton of information about our beautiful area and about buying and selling real estate here!

Click on the Neighborhoods button above to see pictures of all the different neighborhoods.

Every home listed for sale can be found by clicking the Search for Homes button. If you see something interesting and need more information - help is just a click away.

Don't miss the Local Information - from history to activities to where to change your license tabs - it's all there.

A word of caution. Buying and selling real estate will most likely have more impact on your financial life than any other thing you do. Do not chose your Realtor casually. Go to Resources, then Special Offers and click on The Five Biggest Pitfalls And How To Avoid Them When Hiring a Realtor.

I hope you enjoy my site. And please feel free to use me as your real estate resource. I am happy to help in any way that I can.

Nancy Braam

School Reports in Bellingham, Ferndale and Sudden Valley, Washington

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Washington Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Bellingham, Ferndale and Sudden Valley

Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Q	What group of settlers introduced the log cabin to the New World?
A	The Swedish settlers of Delaware brought their own timber for building log cabins, a style that originated in Finland.
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See the nation's top rated reports for Schools inBellingham, Ferndale and Sudden Valley >

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Nancy Braam
RE/MAX Whatcom County
913 Lakeway Drive
Bellingham, WA. 98229
800-723-1313 x 3026
360-303-7785
360-647-1313
Fax: 360-671-8022
Email: info@nancybraam.com

Nancy has been a full time Realtor for 20 years. During that time she has been awarded top salesperson awards for her office, for Whatcom County and the RE/MAX top ten in the Northwest Region. Her background is in all phases of residential real estate, from land development to new construction and re-sale homes. A fifth generation Bellingham resident, Nancy has personally moved over 30 times. She understands the problems and satisfaction related to property ownership and transfer as both a buyer and a seller. Nancy is known for her creativity in marketing and her tenacity in complicated real estate transactions. In order to constantly upgrade the level of service she provides to her clients, Nancy is committed to actively increasing her knowledge and skills in all areas of real estate sales and marketing.

CRS Equal Housing GRI MLS REALTOR

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NUMBER1EXPERT™ in real estate forBellingham, Ferndale and Sudden Valley, Washington, new construction, luxury homes

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